
State Farm® Insurance Agent Kathy Schultze
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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
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What our customers say about us...
Ree Smith
March 4, 2025
"I've had State Farm for 30 years and they've always been wonderful to work with - every agent is personable and has great follow through. Most recently I worked with Thomas and he did not disappoint! Highly recommend this office!"
"Thank you, Ree, for your wonderful feedback! I'm so happy to hear that you've had such a positive experience with us over the years. Thomas and the rest of the team are dedicated to providing excellent service, and your recommendation means a lot. If you ever need anything or have questions, feel free to reach out to our office. We're here to help!"
Ben H
March 2, 2025
"I have been a loyal customer of Kathy Shultz, State Farm, for years, and they had done everything I have asked and had issues with in a polite and respectful manner. I had 5 auto policies, homeowners, and life insurance policy with them.... Until recently, I had an auto payment that did not go through in October, and the first and only official notification I received was from the MVA saying my insurance has lapsed. No emails, letters or phone calls from State Farm. Due to this dilemma, I called and tried to fix it when it was brought to my attention and made a substantial payment to be current. I was told it would take a few days for my new cards to populate, but not to worry because I was covered moving forward. A month later I received paper checks from State Farm saying that "I terminated" my auto insurance policies, here is a refund (5 different vehicles, 5 different refund checks). I once again called and they said they needed an updated picture of my driver's license, and since they didn't have it, they canceled my policy AGAIN. Now I am looking at THOUSANDS in fines from the MVA for uninsured vehicles, and when I called Kathy Shultz state farm office, they just said "not our problem," we can offer you a new rate that is almost triple your old rate since you are now considered a new customer. All I would have needed is proper communication, I receive so many junk emails and letters from them; how hard is it to send an official letter? According to the State Insurance department, "The notice must be sent by certified mail or first-class mail tracking." I am extremely disappointed with them and will be contacting the State Insurance department so that hopefully you will not have the same troubles I am having right now with this office. As a side note, I did request that the representative bring up this dilemma to Kathy herself and he said that he did. So I am not posting this as an ignorant person who didn't try to escalate when asking for help. My hands are tied and they did not help me at all. Hope this long post helps someone else. I will update this post if they rectify the issue. Edit: I wish you would have tried more than 1 voicemail to contact clients. (I don't check voicemail that often, who does?). Show or tell me (prove it, per MD law) that you tried more then that and I would say you are law biding insurance agent. I am more than willing to share my Verizon phone records to show you didn't."
"Ben, Thank you for sharing your experience. We understand how frustrating this situation must be, and we appreciate your years of business with our office. When a payment issue occurs, we make every effort to notify our customers through multiple channels, and State Farm also sends official notices regarding policy status. We encourage all policyholders to review any correspondence received to avoid lapses in coverage. We’re sorry to hear about your frustration and wish you the best moving forward."
Melissa Lentz
February 28, 2025
"The service is outstanding! Wonderful people who care and work diligently to assist you with coverage. Highly recommend."
"Thank you, Melissa, for your wonderful feedback! I'm so happy to know that you found our service outstanding and our team caring and diligent. Your recommendation means a lot to us. If you ever need assistance or have questions, feel free to reach out. We're here to help!"
Kristen Wojdan
February 27, 2025
"⭐⭐⭐⭐⭐ Outstanding Service – The Best State Farm Agent for Home Insurance Claims! Kathy Schultze and her State Farm team exceeded all expectations when our basement flooded. From the moment we reached out, they provided exceptional support, fast response times, and expert guidance, making the entire process smooth and stress-free. Every team member was professional, empathetic and truly cared about our situation. What sets Kathy apart is the white-glove concierge service—we felt like VIPs from start to finish! They handled every detail efficiently, going above and beyond to ensure we had the best experience possible. Their customer service, knowledge of home insurance claims and commitment to excellence made all the difference. If you're looking for THE BEST insurance agent who is easy to work with, highly responsive and truly puts clients first, we highly recommend Kathy Schultze – State Farm Agent. Whether you need home, auto or property insurance, this is the team you want by your side!"
"Kristen, I am absolutely thrilled to hear about your positive experience with our dedicated team during the challenging situation of your basement flooding! It brings us immense joy to know that our team's quick response and expert guidance helped make the entire process much smoother for you. Your kind words and recommendation mean a lot to us, and we want you to know that we are always here to assist you with any insurance needs or concerns you may have in the future. Thank you so much for choosing us as your trusted partner during this time! We look forward to continuing to support you. "
james shaffer
February 25, 2025
"Thomas Pitsenbarger is awesome! Answers emails quickly, is super friendly and very knowledgeable. He is professional and honest, highly recommend!"
"Thank you, James, for your wonderful feedback! I'm happy to know that Thomas has been providing you with quick, friendly, and knowledgeable service. His professionalism and honesty are truly valued here. If you ever need further assistance, don't hesitate to reach out to our office."
Teresa Nicholson
February 14, 2025
"I had the pleasure of working with Joe O'Hara on an insurance bundle package for my homeowner's insurance and car insurance for my two vehicles. I saved a lot of money combining these policies. Joe was very helpful, professional and thorough. I highly recommend this office and its staff."
"Thank you, Teresa, for sharing your experience! I'm happy to hear that Joe was able to assist you with your insurance bundle and help you save money. Your recommendation means a lot to us. If you have any more questions or need further assistance, feel free to reach out to our office anytime."
Angela Glasco
February 3, 2025
"Thomas P. Was great to work with. He made it super easy to switch and provided great service!"
"Thank you, Angela! I'm happy to hear that Thomas made your switch easy and provided excellent service. We're grateful to have him on our team. If you have any more questions or need assistance, feel free to reach out anytime."
David Gadra
February 3, 2025
"Victoria Sexton is AMAZING!!! She is always prompt with a response to questions, never misses a detail and just overall an incredible agent. Thanks for everything. In the past 30 years I have not had many claims, etc. but when I have had emergencies, accidents or even a ceiling caving in Victoria and Kathy have been Awesome. Always walking me through exactly what I have to do and what timeline I have to have in done by. Always honest and professional. Thanks for everything!!!"
"Thanks so much for your kind words. It is a pleasure to have you as a customer! This is a great way to start the week and I appreciate you!"
Jeffrey Anderson
January 16, 2025
"Kathy is an excellent agent and she has helped my family for years through her kindness and hard work. Will continue to work with Kathy going forward."
"Thank you, Jeffrey, for your wonderful feedback! I'm so happy to have been able to assist your family over the years. Your continued support means a lot, and I'm here for any future needs you may have. Looking forward to working together for many more years!"
Joseph Sigler
December 19, 2024
"Thomas has been a very effective and responsive agent. Whenever I have an issue or need some clarification, he’s always very quick to respond and address my concerns. Couldn’t ask for better service. Highly recommend him and his associates for anyone looking for a reliable insurance agent."
"Thank you, Joseph, for your wonderful feedback! I'm glad to hear that Thomas has been effective and responsive in addressing your concerns. It's great to know you feel confident recommending our team. If you ever need further assistance, don't hesitate to reach out. We're here to help!"
Shawn (Rajincajin)
December 19, 2024
"Thomas is an outstanding and very knowledgeable agent who goes above and beyond to make your experience one to remember"
"Thank you, Shawn, for sharing your experience! I'm happy to hear that Thomas made such a positive impact. His dedication and expertise are truly valued here. If you have any more questions or need assistance, feel free to reach out anytime!"
Chris Rose
December 3, 2024
"In the midst of purchasing a new car hours from my home, I realized I mistakenly brought the wrong insurance documentation with me. So, at 4:50 pm on a Friday before a busy holiday travel week, I called Kathy Schultz's State Farm office. The call was received by Joe Ohara. Joe immediately understood my situation and went to work. Within 10 minutes I received all the necessary paperwork from Joe and the transaction was able to be completed. Personalized customer service is the cornerstone of any successful business, and why they will continue to have my business. Thanks again Joe."
"Thank you so much for taking the time to share your experience with us, Chris! I am glad to hear how effectively Joe was able to assist you in getting those important documents right on time. He is a great part of our team! Thank you for choosing us for your insurance needs! "
Leon Adams
December 3, 2024
"I love this agent. If you're in the holiday spirit and looking for a meaningful gift, consider given the gift that keeps giving: insurance State Farm. Provides outstanding insurance options for you. And your family with years of experience, Kathy Schwartze is dedicated to helping you and your loved ones. Explore excellent opportunity if you're looking for reliable auto insurance. Don't hesitate to call or visit Kathy. Schwartze, she can be reached at (301)694-6711 or https://www.kathyschwartze.com."
"Thank you, Leon, for your feedback! I'm so glad to hear that you appreciate the insurance options we offer. It's our goal to provide the right coverage for you and your family. If you ever have any questions or need further assistance, please don't hesitate to reach out. We're here to help!"
Zoey Will
November 22, 2024
"Thomas Pitsenbarger (the agent I dealt with) was very helpful. He explain everything in detail. I highly recommend him or anyone from the Frederick office. The assistance he provided was great."
"Zoey, thank you for your wonderful review! I'm glad to hear that Thomas was able to assist you so effectively and provide detailed explanations. We appreciate your recommendation and are grateful for your support. If you need any further assistance, our Frederick office is always here to help!"
Sarah Gardiner
October 24, 2024
"I've been with Kathy Schultze for 20+ years, and everyone there is fantastic. Always very helpful and quick to respond to any question you may have. I highly recommend!"
"Sarah, thank you so much for your kind words and for being with us for over 20 years! We’re happy to know that our team has been helpful and responsive to your needs. If you ever have any more questions or need assistance, we’re always here to help. - Kathy Schultze - State Farm Insurance Agent, Frederick, MD"
Frank Buell
September 10, 2024
"Thomas Pitsenbarger (the agent I dealt with at State Farm in Frederick at the Kathy Schultze Agency) was very helpful and willing to explain in detail the coverages included in my new policy with them. I highly recommend him and the assistance he provided."
"Frank, thank you for your kind review! I'm glad to hear that Thomas was able to assist you effectively and provide detailed explanations of your new policy. We appreciate your recommendation and are here for any future needs or questions you may have. - Kathy Schultze - State Farm Insurance Agent, Frederick, MD"
Marie Labonte
September 5, 2024
"Absolutely top service! I worked with Thomas Pitsenbarger who was extremely knowledgeble and patient since I am a senior. I received this referral from my neighbor and I was not disapointed and would not hesitate to pass the referral to another neighbor!"
"Marie, thank you for your wonderful review! I'm glad to hear that Thomas provided you with knowledgeable and patient service. It's great that your neighbor's referral met your expectations, and we appreciate your willingness to recommend us to others. If you need any further assistance, our office is always here to help. - Kathy Schultze - State Farm Insurance Agent, Frederick, MD"
Matthew Gabaly
September 5, 2024
"Had a wonderful time speaking with Joe. He was extremely knowledgeable and helped make the process easy and stress free, I will be passing his name along in the future!"
"Matthew, thank you for your kind review! I'm glad Joe could assist you and make the process easy and stress-free. We appreciate you recommending him to others. If you need any further assistance, feel free to reach out. - Kathy Schultze - State Farm Insurance Agent, Frederick, MD"
Chris L
September 5, 2024
"Awesome service!"
"Chris, thank you for your awesome review! I'm glad you had a positive experience with our service. If you need any further assistance, feel free to reach out. - Kathy Schultze - State Farm Insurance Agent, Frederick, MD"
Myron Diggs
September 3, 2024
"This Insurance Company is the absolute Best!! They make everything very easy and fast!"
"Thank you, Myron! I'm glad you found our service easy and fast. We appreciate your kind words and look forward to assisting you with any future needs. - Kathy Schultze - State Farm Insurance Agent, Frederick, MD"
Paul Goldberg
August 20, 2024
"I find the agency to be easy to work with and very responsive to my needs and questions. Recommended!!"
"Paul, thank you for your positive review. I'm glad you find our agency easy to work with and responsive to your needs and questions. We appreciate your recommendation and look forward to assisting you with any future needs. - Kathy Schultze - State Farm Insurance Agent, Frederick, MD"
Juan Carlos Lemus
July 18, 2024
"Best insurance in the area, great staff very nice environment, they definitely know the insurance business"
"Juan, thank you so much for your fantastic review! I'm so happy to know you had a great experience with our team and enjoyed the environment at our office. We always strive to provide the best service and expertise in the insurance business. If you ever need any assistance or have questions in the future, we're here to help! - Kathy Schultze - State Farm Insurance Agent, Frederick, MD"
Jessica Hash
July 10, 2024
"Have been dealing with an insurance issue for almost a year now. They can't seem to get it fixed. I have been a customer for more than 20 years now. Currently can't even make a payment because they don't EVER answer the phone when I call. 0 stars isn't an option. Will be switching insurance as soon as I'm able."
"Hi Jessica, We were so glad Victoria was able to get your issue resolved. And you now know if you want to get a return to your calls- you must leave us a message so we can contact you back. Let us know if you need help with anything else! - Kathy Schultze - State Farm Insurance Agent, Frederick, MD "
Rodger Ullman
July 3, 2024
"Kathy and her team are second to none...they don't over sell you insurance but in the same respects they make sure that you are covered if there is ever the need. Thank you Kathy and State Farm."
"Thank you, Rodger! We are glad you feel well-covered without being oversold. We're here to ensure you have the right protection when you need it. Your kind words mean a lot to us! If you ever need anything, just let us know. - Kathy Schultze - State Farm Insurance Agent, Frederick, MD"
kevin pinnock
July 3, 2024
"Great customer service"
"Thank you for the positive feedback, Kevin! We are glad you had a great customer service experience with us. We are here for you whenever you need assistance with your insurance needs. - Kathy Schultze - State Farm Insurance Agent, Frederick, MD"