Kathy Schultze

Ceil has been excelling in insurance since 1987 and has been with our office since 2002. Licensed in Property & Casualty, Small Business, Auto, Fire, Life, and Health, Ceil has a focus and passion for helping families in the community with their life insurance needs. Aside from dedicating her time and energy to our customers, she enjoys boating, kayaking, and skiing.

Tom has been the office go-to guy in business policies including workers compensation and master condominium policies for 27 years in the Frederick County, Maryland area. When he isn't providing exceptional customer service, Tom enjoys spending time with family and golfing.

Victoria joined our office in early June of 2018. She enjoys helping customers and providing a remarkable customer service experience. Outside of work, Victoria enjoys spending her time outdoors and being with her family.

Veronica joined our office in April 2018 as a Service Representative. She is licensed in Property and Casualty Insurance and her goal is to provide excellent service to each and every member of our Agency. In her free time, she enjoys spending time with her husband and two dogs. She also loves to travel and try different foods.

Wendy has 11 years of insurance experience. She is licensed in Property & Casualty, Life and Health and is passionate about commercial & business insurance. Wendy enjoys helping people understand their insurance coverages. Outside of the office, she enjoys hiking with her husband & dogs, reading, horses, history, gardening, cooking and decorating.

Kathy has been licensed with the Kathy Schultze State Farm Agency since 1993, and finds true joy in helping families plan for their future. Informed decisions are important to make sure our insureds are covered in the event of an unexpected loss whether it be Auto, Fire ,Life or Health. Aside from her passions at work she loves spending time with her 2 grandchildren as well as boating and fishing on the Chesapeake Bay.