Kathy Schultze

Ceil has been excelling in insurance since 1987 and has been with our office since 2002. Licensed in Property & Casualty, Small Business, Auto, Fire, Life, and Health, Ceil has a focus and passion for helping families in the community with their life insurance needs. Aside from dedicating her time and energy to our customers, she enjoys boating, kayaking, and skiing.

Miguel has recently moved from Texas, after a career in the military and auto industry to be closer with his family in the Frederick area. He has a passion for helping State Farm customers find the right coverage for them and their families. When outside of the office, Miguel loves spending time with his wife, two kids, three dogs, and taking as many family trips as possible.

Yatna recently joined our team in early April 2021. She is licensed in Property, Casualty, Life and Health. One of Yatnas strengths is the ability to listen to a prospective insured to determine what our office can do to meet their insurance and financial needs. In her spare time, she enjoys spending time with her friends and family, reading and traveling.

Tom has been the office go-to guy in business policies including workers compensation and master condominium policies for 27 years in the Frederick County, Maryland area. When he isn't providing exceptional customer service, Tom enjoys spending time with family and golfing.

Victoria joined our office in early June of 2018. She enjoys helping customers and providing a remarkable customer service experience. Outside of work, Victoria enjoys spending her time outdoors and being with her family.

Veronica joined our office in April 2018 as a Service Representative. She is licensed in Property and Casualty Insurance and her goal is to provide excellent service to each and every member of our Agency. In her free time, she enjoys spending time with her husband and two dogs. She also loves to travel and try different foods.

Wendy has 11 years of insurance experience. She is licensed in Property & Casualty, Life and Health and is passionate about commercial & business insurance. Wendy enjoys helping people understand their insurance coverages. Outside of the office, she enjoys hiking with her husband & dogs, reading, horses, history, gardening, cooking and decorating.

Kathy has been licensed with the Kathy Schultze State Farm Agency since 1993, and finds true joy in helping families plan for their future. Informed decisions are important to make sure our insureds are covered in the event of an unexpected loss whether it be Auto, Fire ,Life or Health. Aside from her passions at work she loves spending time with her 2 grandchildren as well as boating and fishing on the Chesapeake Bay.

Douglas joined our team in March of 2021 as a multiple line representative. His favorite part of the job is helping people better understand their coverage and find options for their finances. When he is out of the office, he and his wife take frequent hiking trips with their dog, and he is an avid chess player.